“Tax saved is income earned” – That’s the modern-day version of an age-old cliche-money saved is money earned. As we stepping into new fiscal year and striving through this lockdown, every financial decision should be taken with utmost care.Read More »
“Coronavirus” – The dreaded word, virus, and the subject that has been the centre of attention for most citizens across the world, including India. What is this virus, illness and the outbreak all about?Read More »
Are You Finalising a Health Insurance Plan? Do you know that over 5 crore Indians move below the poverty line every year due to insufficient financial medicare protection and only 5% claim to have suitable health covers per their age, family status and location? Are you aware that corporate or group insurance plans are usually in the single-digit lakhs and they are often not enough for your family of four?Read More »
“Health is Wealth.” All of us are aware of this cliché; however, how many Indians pay enough attention to securing this wealth?
Unfortunately, not many!Read More »
Healthcare facilities in India have considerably improved, and the country is often described as a “Pharmacy Bowl” of the world. Progress has been made. Continuous efforts are being channelized to improve the affordability and quality of medical care for the 1.25 billion+ population; however, substantial challenges, including the rising healthcare cost, remain insufficiently addressed.Read More »
This is Sania’s story, but it could be anyone of us in her place. Sania needed hospitalization and was advised complete rest. However, she could not rest in spite of having a good health insurance policy. Why? She was clueless when she was asked to pay a percentage of her bill. Instead of taking the much-needed rest she stressed herself by worrying about the payment. The hospital authorities were simply asking for co-payment that was to be paid while availing treatment. The misunderstanding was a clear reflection of the situation: ‘She had not understood the terms of the policy she had bought.’Read More »
This happened a few years back. Dilip, a professional had to be hospitalized for health issues. The best part of the story is- he was covered under a suitable health plan, so was financially protected, though, at the time he had to pay from his pocket. A twist in the story came when he spent his limited energies and valuable time after the illness in getting the reimbursement for his claim. How he wished for some magic to happen and hospital costs to automatically return to his empty pockets!
Today, this magic is here in the form of cashless hospitalization feature in your health Insurance plan.